أثر التمويل الاجتماعي الإسلامي  في تمويل المشاريع الصغيرة في دولة مالي

THE IMPACT OF ISLAMIC SOCIAL FINANCE IN SUPPORTING SMALL ENTRPRISE FINANCING IN MALI

Authors

  • El Hassen SiD Ahmad El Habib Istanbul Sabahattin Zaim University, Turkiye Author
  • Bilaly Sangare Istanbul Sabahattin Zaim University, Turkiye Author

DOI:

https://doi.org/10.33102/7tse9121

Keywords:

Islamic social finance, small projects, Islamic social financing methods

Abstract

This study aims to give a picture of the situation of small projects in Mali, considering the use of Islamic social financing tools as financing tools for these projects and their various sectors as a reason for their development, due to the various mechanisms and methods that are appropriate to the situation of these projects, and the establishment of institutions that supervise zakat, taking into account Giving, as well as waqf  and spending, have a role in influencing the strengthening of these projects and finding solutions to the problems that these projects suffer from, starting with the problem of financing. It is worth noting that interest in the agricultural sector with agricultural contracts contributes to employing a larger number of young people and owners of small projects, which reduces unemployment and crime rates. Irregular migration in Mali society. The researcher used the descriptive inductive approach in this study, using books, reports, and all sources related to the research topic. This study aims to give a picture of the situation of small projects in Mali, considering the use of Islamic social financing tools as financing tools for these projects and their various sectors as a reason for their development, due to the various mechanisms and methods that are appropriate to the situation of these projects, and the establishment of institutions that supervise zakat, taking into account Giving, as well as waqf  and spending, have a role in influencing the strengthening of these projects and finding solutions to the problems that these projects suffer from, starting with the problem of financing. It is worth noting that interest in the agricultural sector with agricultural contracts contributes to employing a larger number of young people and owners of small projects, which reduces unemployment and crime rates. Irregular migration in Mali society. The researcher used the descriptive inductive approach in this study, using books, reports, and all sources related to the research topic. 

 

تهدف هذه الدراسة إلى توصيف حال المشروعات الصغيرة في مالي، وبيان الفائدة المعتبرة في توظيف أدوات التمويل الاجتماعي الإسلامي كوسيلة تمويلية فعالة لتطوير هذه المشاريع، باعتبار ما تتميز به من آليات وأساليب ملائمة لوضع هذه المشاريع، وقد استخدم الباحث المنهج الوصفي التحليلي لدراسة وتحليل ما كتب في الموضوع، في ضوء ما يناسب موضوع الدراسة المتعلق بتمويل المشاريع الصغيرة والمتوسطة في مالي.  

وتوصلت الدراسة إلى أن الضعف الإداري والعجز المالي الذي يحدُّ من إقامة وتطوير المشاريع الصغيرة والمتوسطة يمكن التغلب عليه بإنشاء مؤسسات وقفية إدارة وتطويرا، وأخرى للزكاة أخذا وعطاءً، واستغلال تلك الأموال الزكوية والوقفية في تمويل المشاريع الصغيرة والمتوسطة في قطاعات الزراعة والصناعة والإنشاءات من خلال عقود التمويل الاجتماعي الإسلامي، بما يساهم في خفض نسبة البطالة والجريمة والهجرة غير النظامية في المجتمع المالي من خلال توظيف أكبرعدد من الشباب في هذه المشاريع.

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Published

2024-11-27

Conference Proceedings Volume

Section

Arabic

How to Cite

أثر التمويل الاجتماعي الإسلامي  في تمويل المشاريع الصغيرة في دولة مالي: THE IMPACT OF ISLAMIC SOCIAL FINANCE IN SUPPORTING SMALL ENTRPRISE FINANCING IN MALI. (2024). IBAF E-Proceedings, 11(1), 819-831. https://doi.org/10.33102/7tse9121