EXPLAINABILITY AS A SHARĪʿAH OBLIGATION: A MAQĀṢID GOVERNANCE MODEL FOR AI IN ISLAMIC FINANCE GROUNDED IN AL-SARAKHSĪ’S MUʿĀMALĀT. epibaf [Internet]. 2026 Oct. 29 [cited 2026 Oct. 31];12(1):569-86. Available from: https://epibaf.usim.edu.my/index.php/eproceeding/article/view/152